Life Before Love (“Life Before Love,” “we,” “us,” or “our”) is operated by TG Obrt, Zaprešić, Croatia.

We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, share, store and protect your information when you visit https://www.lifebeforelove.com, purchase the Life Before Love course, access course materials, communicate with us or otherwise use our services.

For the purposes of applicable data protection laws, including the General Data Protection Regulation (“GDPR”), TG Obrt is the data controller responsible for the personal data it processes in connection with operating Life Before Love.

Certain third parties, including payment providers, may also act as independent data controllers for their own processing activities, as explained below.

If you have any questions about this Privacy Policy or how your personal data is handled, you can contact us at:

TG Obrt
Zaprešić, Croatia
Email: contact@lifebeforelove.com

1. Information We Collect

Depending on how you interact with Life Before Love, we may collect or receive the following categories of information.

Information You Provide to Us

When you purchase the course, create or use your course account, contact us or subscribe to communications, you may provide information such as:

• Your name.

• Email address.

• Billing information, where applicable.

• Country or location information.

• Account and course access information.

• Purchase and transaction information.

• Communications you send to us.

• Marketing and email preferences.

Information Received from Payment Providers

Life Before Love may be purchased directly through our website or through a checkout operated by ClickBank.

When you purchase through ClickBank, we may receive information necessary to identify your purchase, provide access to the course, manage your enrollment and support your order.

Depending on the data made available through the applicable integration, this may include:

• Your name and email address.

• Product purchased.

• Order or transaction identifier.

• Purchase date.

• Payment or order status.

• Information indicating whether a transaction has been refunded, reversed or charged back.

• Other limited transaction information necessary to administer your course access.

We do not require your complete payment card information to provide access to Life Before Love.

Course Account Information

When you are enrolled in Life Before Love, our course platform may process information associated with your account, such as your email address, account status, enrolled course, access permissions and information generated when you use the course platform.

Information Collected Automatically

When you visit our website or use our services, certain information may be collected automatically, including:

• IP address.

• Browser type.

• Device type.

• Operating system.

• Pages visited.

• Referring website or source.

• Approximate geographic location.

• Date and time of visits.

• Interactions with our website.

• Cookie and similar technology identifiers.

This information may be collected through our website platform, cookies, analytics tools and advertising technologies, subject to your cookie choices where consent is required.

2. How We Use Your Information

We may use your personal information to:

• Process and administer purchases.

• Verify and identify completed transactions.

• Provide and maintain access to the Life Before Love course.

• Create and manage your customer or course account.

• Automatically enroll eligible customers in the course.

• Update or revoke course access following a refund, chargeback or other valid change in purchase status.

• Provide customer support.

• Respond to questions, requests or messages.

• Send transactional emails relating to purchases, account creation and course access.

• Send marketing emails where you have consented or where otherwise permitted by applicable law.

• Operate, maintain and improve our website and course.

• Understand how visitors interact with our website.

• Measure website traffic and marketing performance.

• Measure conversions and evaluate advertising and affiliate marketing channels.

• Prevent fraud, unauthorized access, misuse and security incidents.

• Maintain accounting, tax and business records.

• Comply with legal and regulatory obligations.

• Establish, exercise or defend legal claims.

We do not sell your personal information to data brokers or other third parties for monetary consideration.

Where personal data is used for advertising measurement or shared with advertising technology providers, such processing is subject to the consent and other requirements applicable to those technologies.

3. Legal Bases for Processing

Where the GDPR or similar data protection laws apply, we process personal data only when we have an appropriate legal basis.

Depending on the purpose and circumstances, this may include:

Performance of a contract

When processing is necessary to administer your purchase, verify your entitlement to the course, create your account, deliver course access and provide services you have requested.

This may include receiving purchase-related data from ClickBank and using an integration provider to transfer the information necessary to enroll you in Systeme.io.

Legal obligation

When processing is necessary to comply with applicable tax, accounting, consumer protection or other legal requirements.

Legitimate interests

When processing is reasonably necessary to operate, support, secure and improve our business and services, prevent misuse, handle disputes or protect our legal interests, provided those interests are not overridden by your rights and freedoms.

Consent

When you have given us permission to process your information for a specific purpose, including certain marketing communications, analytics cookies and advertising technologies.

Where processing is based on consent, you may withdraw your consent at any time. Withdrawal of consent does not affect the lawfulness of processing carried out before consent was withdrawn.

4. Course Platform and Hosting

The Life Before Love website, sales funnels and online course are operated using Systeme.io.

Systeme.io provides the technical infrastructure used to host course content, maintain customer accounts, manage course access and send relevant course communications.

Customers who purchase Life Before Love through ClickBank are not required to purchase the course again through Systeme.io.

After a qualifying ClickBank purchase, the information necessary to provide access may be transferred to Systeme.io through an authorized integration service, such as Zapier.

This enables the creation or updating of the customer contact and the assignment of access to the purchased course.

Systeme.io may process personal data on our behalf in connection with these services, subject to applicable contractual and data protection arrangements.

5. Payment Processing

Life Before Love uses different payment providers depending on the checkout used to complete a purchase.

Direct Purchases — Stripe

Payments completed directly through our website may be processed through Stripe.

Available payment methods may include credit or debit cards and Apple Pay.

Stripe and relevant payment method providers may process information necessary to complete transactions, authenticate payments, prevent fraud and comply with applicable financial and legal obligations.

Purchases Through ClickBank

For purchases completed through ClickBank, ClickBank acts as the retailer and processes payments through its own checkout system.

ClickBank may collect and process personal information relating to purchases, billing, payment authorization, fraud prevention, refunds, chargebacks, customer support and compliance with applicable requirements.

ClickBank's processing of personal information is governed by its applicable privacy policy and legal obligations.

You can review ClickBank's Privacy Policy at:

https://support.clickbank.com/en/articles/10535346-clickbank-privacy-policy

Life Before Love may receive limited purchase information from ClickBank to administer enrollment, provide course access and assist customers.

Payment Card Information

Life Before Love does not receive or store your complete payment card number or card security code.

Payment information is handled through the applicable checkout and payment providers.

6. Cookies and Similar Technologies

Our website uses cookies and similar technologies.

Some cookies are strictly necessary for website functionality, security, course access or the operation of requested services.

Other cookies and technologies may be used for analytics, advertising measurement and marketing purposes.

We use CookieYes to manage cookie consent and allow visitors to accept, reject or manage non-essential cookies.

Where required by law, non-essential analytics and advertising technologies will not be activated until you have provided the necessary consent.

You can change or withdraw your cookie preferences at any time through the cookie settings available on our website.

The use of affiliate referral links may involve tracking technologies or referral identifiers used to attribute purchases to the appropriate affiliate.

Tracking technologies operated by ClickBank or other third parties on their own websites or checkout pages are subject to their respective privacy practices.

For more information about cookies used on our website, including their purposes and durations, please refer to our Cookie Policy.

7. Google Analytics

We use Google Analytics to understand how visitors interact with our website.

Google Analytics may process information such as device and browser information, website interactions, pages viewed, approximate location and other usage information.

We use this information to understand website performance, identify how visitors use the website and improve our content and services.

Where required by applicable law, Google Analytics will be used only after the necessary consent has been provided.

You may withdraw your consent through our cookie settings.

8. Google Ads, Advertising and Affiliate Measurement

We use Google Ads tracking technologies to measure the performance of advertising campaigns and understand whether visitors take certain actions after interacting with advertisements.

Depending on your consent choices and our technical configuration, these technologies may process information relating to website visits, advertising interactions, conversions, device information and cookie or similar identifiers.

We may also use information relating to affiliate referrals and completed transactions to evaluate the performance of affiliate marketing channels.

Where required by applicable law, advertising cookies and tracking technologies on our website will be activated only after the necessary consent has been provided.

You can reject or withdraw consent for non-essential advertising technologies through our cookie settings.

Affiliate tracking and transaction processing performed by ClickBank are also subject to ClickBank's applicable privacy practices.

We do not provide affiliates with unrestricted access to our customers' Systeme.io accounts or course membership records.

9. Email Communications

We may send emails necessary to provide the services you have purchased, including:

• Course enrollment and access instructions.

• Account information.

• Important service updates.

• Responses to customer support requests.

• Other necessary communications concerning the course.

These messages are transactional or service-related communications and are different from optional marketing emails.

Purchasing Life Before Love through ClickBank does not automatically constitute consent to receive promotional emails from Life Before Love.

We may send promotional or marketing emails where you have provided valid consent or where otherwise permitted by applicable law.

You can unsubscribe from marketing emails at any time by using the unsubscribe link included in the email or by contacting us at:

contact@lifebeforelove.com

Unsubscribing from marketing emails does not prevent us from sending necessary transactional or service-related communications concerning your course access.

ClickBank may separately send order confirmations, payment notifications, refund communications or other messages relating to purchases processed through its checkout.

Those communications are governed by ClickBank's applicable practices and policies.

10. Third-Party Service Providers

We use third-party service providers to operate Life Before Love.

Depending on how you interact with our services, these may include:

• Systeme.io — website, sales funnels, course hosting, customer accounts, enrollment and course-related communications.

• ClickBank — retailer and payment processing services for purchases made through ClickBank, including order administration, refund processing and affiliate attribution.

• Zapier — automation and transfer of limited purchase-related data between ClickBank and Systeme.io, when this integration is enabled.

• Stripe — payment processing for direct website purchases.

• Apple Pay — payment method where selected by the customer.

• Google Analytics — website analytics and performance measurement.

• Google Ads — advertising and conversion measurement.

• CookieYes — cookie consent management.

These providers may process personal data as necessary to deliver their services.

Depending on the provider and the specific processing activity, they may act as data processors on our behalf or as independent data controllers.

Their processing may also be governed by their respective privacy policies, terms and applicable data protection agreements.

We share only the information reasonably necessary for the relevant services and purposes, subject to applicable law.

We may also disclose information where required by law, regulation, legal process or a valid request from a competent authority.

11. International Data Transfers

Some of the third-party services we use may process, access or store personal data outside Croatia or the European Economic Area (“EEA”), including in the United States.

This may include services involved in payment processing, automation, course administration, analytics or advertising.

Where personal data is transferred outside the EEA and applicable data protection law requires safeguards, we use or rely on appropriate transfer mechanisms, as applicable, such as adequacy decisions, Standard Contractual Clauses or other legally recognized safeguards.

The applicable mechanism depends on the provider, the destination and the circumstances of the transfer.

For information about the safeguards relevant to a particular service or to request available information about applicable safeguards, please contact us.

12. How Long We Keep Your Information

We retain personal data only for as long as reasonably necessary for the purposes for which it was collected and to satisfy applicable legal, accounting, tax and reporting requirements.

Because customers receive ongoing access to the purchased Life Before Love course, certain account, purchase and course-access information may need to be retained for as long as their access remains active.

When a purchase is refunded or course access ends, we may retain limited transaction information where necessary for accounting, dispute resolution, fraud prevention or compliance with applicable law.

Some financial and business records must be retained for periods prescribed by applicable law.

Marketing information is retained for as long as necessary for the relevant marketing purpose, taking account of consent withdrawal, objections, inactivity and applicable retention requirements.

Cookie consent information is retained in accordance with the configured consent management settings and applicable legal requirements.

We review retention needs and delete or anonymize information when it is no longer required, unless continued retention is legally justified.

13. Your Privacy Rights

If the GDPR applies to you, you may have the right to:

• Request access to personal data we hold about you.

• Request correction of inaccurate or incomplete personal data.

• Request deletion of your personal data in certain circumstances.

• Request restriction of processing in certain circumstances.

• Object to certain processing based on legitimate interests.

• Object to direct marketing.

• Request portability of certain personal data.

• Withdraw consent where processing is based on consent.

• Lodge a complaint with the relevant data protection supervisory authority.

These rights are subject to applicable legal conditions and exceptions.

For example, we may be legally required to retain certain transaction, accounting or tax information even after receiving a deletion request.

To exercise your privacy rights in relation to personal data processed by Life Before Love, contact:

contact@lifebeforelove.com

We may need to verify your identity before completing certain requests.

We will respond within the time limits required by applicable law, normally within one month under the GDPR, subject to lawful extensions.

For privacy requests relating specifically to ClickBank's independent processing of payment or checkout information, you may also contact ClickBank through its published privacy channels.

If you are located in the European Union, you have the right to lodge a complaint with the competent data protection supervisory authority.

In Croatia, the supervisory authority is the Croatian Personal Data Protection Agency (AZOP).

14. Data Security

We take reasonable technical and organizational measures designed to protect personal data against unauthorized access, loss, misuse, alteration or disclosure.

We use established service providers to support secure payment processing, course hosting and account administration.

Access to personal information should be limited to persons and systems that require it for authorized business purposes.

However, no method of transmitting or storing information electronically can be guaranteed to be completely secure.

15. Third-Party Links

Our website, course or course materials may contain links to third-party websites, services, events, platforms or resources.

This includes links to external payment providers, including ClickBank, and third-party services discussed within the course.

We do not control the privacy practices of independent third parties.

If you follow a third-party link or use a third-party service, the collection and use of your information may be governed by that third party's privacy practices.

We encourage you to review the privacy policies of third-party services before providing personal information.

16. Children's Privacy

Life Before Love is intended for adults and is not directed to children under the age of 18.

We do not knowingly collect personal information from children under 18.

If you believe that a child has provided personal information to us, please contact us at:

contact@lifebeforelove.com

We will take appropriate action in accordance with applicable law.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our services, technologies, legal requirements or business practices.

When we make changes, the updated version will be posted on this page and the “Last updated” date at the top of this Privacy Policy will be revised.

Where applicable law requires additional notice or consent for a material change in processing, we will provide it.

We encourage you to review this Privacy Policy periodically.

18. Contact Us

If you have questions about this Privacy Policy, how we process your personal information or your privacy rights, please contact:

TG Obrt
Zaprešić, Croatia
Email: contact@lifebeforelove.com

For questions relating specifically to ClickBank's payment processing and its own handling of personal data, please refer to ClickBank's Privacy Policy and its published support channels.